Benazir Kafalat Program New Payment Schedule
For the 2025 stipend cycle, the Benazir Kafalat Program in Pakistan has unveiled a revised payment schedule. For eligible families nationwide, the system is created to expedite the payment procedure and guarantee on-time payments. The precise payment schedule is outlined in a comprehensive list of districts grouped into clusters that the government has made public.
Read More: BISP 8171 Result Check Online by CNIC: Complete Guide
Beneficiaries may now readily check their district for eligible stipends, thanks to the clarity this has brought. Time is saved, lengthy lines at cash centers are shortened, and needless journeys are avoided using this approach. Planning ahead and just visiting cash centers when their payments are due has been made easy by the government. Depending on the district cluster, funds will be disbursed in phases, ensuring a seamless and effective payment procedure nationwide.

Cluster-Wise Distribution of BISP Payment Locations
The Benazir Income Support Program (BISP) has divided the payment distribution into three major clusters, covering districts across Punjab, Khyber Pakhtunkhwa (KPK), and Sindh. This structured approach ensures that payments are distributed systematically, reducing delays and confusion.
Cluster 1: Punjab Province
Payments in Punjab will be distributed first, starting from the earliest scheduled dates. The following districts are included in Cluster 1:
- Attock
- Bahawalpur
- Bhakkar
- Chakwal
- Dera Ghazi Khan
- Faisalabad
- Gujranwala
- Gujrat
- Jhang
- Jhelum
- Kasur
- Khanewal
- Khushab
- Lahore
- Layyah
- Lodhran
- Mandi Bahauddin
- Mianwali
- Multan
- Muzaffargarh
- Narowal
- Okara
- Rahim Yar Khan
- Rajanpur
- Rawalpindi
- Sahiwal
- Sargodha
- Sheikhupura
- Sialkot
- Toba Tek Singh
- Vehari
Beneficiaries in these districts are advised to check the BISP cluster list for exact payment dates and locations.
Cluster 2: Khyber Pakhtunkhwa (KPK) Province
Payments in KPK will follow the Punjab cluster. The districts included in Cluster 2 are:
- Abbottabad
- Bannu
- Battagram
- Buner
- Charsadda
- Dera Ismail Khan
- Hangu
- Haripur
- Karak
- Kohat
- Lower Dir
- Malakand
- Mansehra
- Mardan
- Nowshera
- Peshawar
- Shangla
- Swabi
- Swat
- Tank
- Upper Dir
Residents of these districts should visit cash centers only during their scheduled time to avoid unnecessary delays.
Cluster 3: Sindh Province
Payments in Sindh will be distributed after Punjab and KPK. The districts included in Cluster 3 are:
- Karachi Central
- Karachi South
- Jacobabad
- Khairpur Mirs
- Larkana
- Nawabshah
- Sanghar
- Sukkur
- Thatta
- Hyderabad
- Mirpur Khas
- Badin
- Dadu
- Tharparkar
- Shaheed Benazirabad
Beneficiaries in Sindh are encouraged to stay updated on the payment schedule to collect their stipends promptly.
Eligibility Criteria for BISP Stipend Payment (13,500 PKR)
To qualify for the BISP stipend, beneficiaries must meet the following criteria:
- Citizenship: Must be a citizen of Pakistan.
- Income Level: Monthly income must be less than 50,000 PKR with a Poverty Measurement Tool (PMT) score below 34%.
- Financial Status: Must not have taken a loan from any bank or be receiving financial aid from other government programs.
- Asset Ownership: Must not own land, a business, or a vehicle registered in their name.
Eligible beneficiaries will receive 13,500 PKR as part of the Benazir Kafalat Program. Those facing discrepancies during verification can contact the BISP helpline or visit their local BISP office for assistance.
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How to Check Your Payment Status
Before visiting a cash center, beneficiaries should confirm their payment status using the following methods:
- Via SMS:
- Send your CNIC number to 8171.
- You will receive a message confirming whether your payment is ready and instructions on how to collect it.
- Via BISP Portal:
- Visit the official BISP website and enter your CNIC number to check your payment status in real-time.
How to Receive Your Stipend (13,500 PKR) in 2025
Once your eligibility is confirmed and your payment is ready, follow these steps:
- Visit the nearest cash center:
- Locate the nearest cash center listed for your district on the BISP website or cluster-wise schedule.
- Bring Your CNIC:
- Carry your original CNIC for identity verification.
- Collect your payment and receipt:
- After receiving your stipend, ensure you collect a receipt as proof of payment.
- Report Any Issues:
- If you encounter problems such as incorrect amounts or unauthorized deductions, report them to the BISP representative at the cash center.
Common Issues and Solutions
- Incomplete Payments: If you receive less than the full amount, report the issue immediately to the cash center staff.
- Unauthorized Deductions: Present your receipt and raise the issue with the cash center representative.
- Non-Receipt of Payment: Verify your eligibility via SMS or the BISP portal. If eligible but unpaid, contact BISP support for assistance.
Conclusion
The cluster-wise payment system introduced by BISP is a significant step toward improving the efficiency of stipend distribution. By providing clear schedules and reducing unnecessary visits to cash centers, the program ensures that beneficiaries receive their 13,500 PKR stipend on time. Beneficiaries are encouraged to stay updated through the BISP portal or the 8171 SMS service and to collect their receipts after receiving payments.
Read More: Online Verification for BISP Stipend March using the 8171 Web Portal

FAQs
- What is the BISP stipend amount for 2025?
- The stipend amount for 2025 is 13,500 PKR.
- How can I check my eligibility for the BISP stipend?
- Send your CNIC to 8171 or visit the BISP website to verify your eligibility.
- When will I receive my BISP payment in 2025?
- Payments are distributed according to the cluster-wise schedule. Check the list for your district’s payment dates.
- What documents are needed to collect the BISP payment?
- Bring your original CNIC for identity verification.
- If there is a problem with my payment, what should I do?
- Report the issue to the BISP helpline or cash center staff for resolution.